Stacy Roberts, a travel points influencer, shares her strategy of opening a new credit card monthly to accumulate millions of points, enabling her family to take multiple international and domestic trips annually for a fraction of the cost, all while maintaining an exceptional credit score.
Stacy Roberts, a travel points influencer, details how she and her family of five travel extensively, including trips to Spain, Denmark, Austria, Italy, California, Utah, Hawaii, and Japan, for approximately $4,300 out-of-pocket, despite the trips being valued at $83,000. Her method involves opening about 12 new credit cards annually, accumulating roughly 1 million points each year. Roberts maintains an exceptional credit score of 832 by ensuring all 16 of her cards are on autopay and never carrying a balance, emphasizing her advice is for those not in credit card debt. She strategically uses everyday expenses, including home repairs, car maintenance, dental work, and even tax payments, to meet sign-up bonus spending requirements. Roberts advises followers to consider opening business cards for side hustles to gain more points and bypass personal card limits. While she paid around $3,000 in annual fees last year, she maximizes point value, often keeping cards with ongoing benefits or downgrading personal cards to no-annual-fee versions to preserve her credit history. She avoids store cards due to lower point value. Roberts highlights the educational benefits of travel for her children, fostering adaptability, open-mindedness, and a global perspective.
